An Independent Agent Who Works for You — Not the Insurance Companies
UrHealth Benefits was founded on a simple belief: every person deserves honest, unbiased guidance when it comes to protecting their health and their family. Based in Fort Lauderdale, we serve individuals, families, and small businesses across South Florida.
Our Story
James Ferriero founded UrHealth Benefits after seeing firsthand how confusing and overwhelming the insurance market can be. Too many people were either overpaying for coverage they didn't need, or going without coverage because they didn't know what was available to them.
As an independent licensed agent, James isn't tied to any single carrier. That means he can shop the full market — comparing plans from multiple insurers — to find the option that genuinely fits each client's situation. No quotas, no pressure, no conflicts of interest.
Today, UrHealth Benefits helps clients navigate everything from ACA marketplace plans and Medicare to ICHRA solutions for small businesses and international coverage for expats and travelers.
What We Stand For
Independence
We're not captive agents. We work with multiple carriers so our advice is always based on what's best for you.
Transparency
We explain every option in plain language — no jargon, no fine print surprises, no pressure tactics.
Accessibility
Insurance shouldn't be a luxury. We help clients at every income level find coverage that fits their budget.
Long-term Partnership
We don't disappear after enrollment. We're here at renewal time and whenever your needs change.
Meet James Ferriero
Licensed Insurance Agent & Founder
James is a licensed health insurance agent serving clients throughout South Florida. He specializes in ACA marketplace plans, Medicare, ICHRA for small businesses, and international health coverage through BCBS Global Solutions.
What sets James apart is his commitment to education over sales. He takes the time to understand each client's situation before making any recommendation — and he's always available to answer questions, even after enrollment.
When you work with James, you're not a policy number. You're a neighbor.
Licensed & Ready to Help
- Licensed in Florida
- ACA Marketplace Certified
- Medicare Licensed
- BCBS Global Solutions Partner
- Independent — not captive to any carrier
Ready to Work With an Agent Who's on Your Side?
Whether you're shopping for the first time or reviewing your current coverage, James is here to help. No obligation, no pressure.