Small Business Health Insurance

Affordable Group Health Benefits Your Team Will Love

Offering health insurance to your employees doesn't have to be complicated or expensive. We help small business owners in South Florida find group health plans and ICHRA solutions that attract great talent and keep your bottom line healthy.

Health Benefits Are Your Competitive Edge

In today's job market, health insurance is one of the most valued employee benefits you can offer. Whether you have 2 employees or 50, UrHealth Benefits helps you find a solution that fits your budget — from traditional group health plans to the flexible ICHRA model that gives employees the freedom to choose their own coverage.

Two Powerful Options for Small Businesses

One plan, shared by your team

Traditional Group Health Plans

You select a group plan and contribute toward employee premiums. Employees and their dependents enroll in the same plan. Simple to administer and easy for employees to understand.

  • Predictable monthly costs for employer
  • Familiar structure employees recognize
  • Employer contributions are tax-deductible
  • Available for groups as small as 2 employees
Give employees a monthly allowance

ICHRA (Individual Coverage HRA)

Instead of picking one plan for everyone, you set a monthly dollar allowance. Each employee uses it to buy their own ACA-compliant individual plan. Maximum flexibility for you and your team.

  • No minimum group size required
  • Employees choose the plan that fits them
  • Employer controls the budget precisely
  • Reimbursements are tax-free for both parties
Learn more about ICHRA

Why Offer Health Benefits?

56%

of employees say health insurance is the most important benefit when choosing a job

Tax savings

Employer premium contributions are fully tax-deductible as a business expense

Retention

Businesses with health benefits see significantly lower employee turnover

Productivity

Employees with health coverage take fewer sick days and are more productive

How We Help You Get Set Up

1

Free Consultation

James reviews your business size, budget, and employee needs to identify the best approach — group plan or ICHRA.

2

Plan Comparison

We shop multiple carriers and present you with clear, side-by-side options so you can make an informed decision.

3

Employee Enrollment

We guide your employees through enrollment, answer their questions, and make sure everyone is covered correctly.

4

Ongoing Support

At renewal time and whenever your team changes, we're here to review your coverage and make adjustments.

Let's Build a Benefits Package Your Team Deserves

Whether you're offering benefits for the first time or looking to improve what you have, James will walk you through every option — no pressure, no jargon.