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Over the last couple of years, the state of Florida has seen an increase in the start of new business ventures, especially from new residents. Since the Covid-19 pandemic began, there have been hundreds of thousands of new Florida residents who decided to flee colder, northern climates and start anew. Whether you are a new Florida small business owner, or your business has been around for a while, it is important to become familiar with the different types of insurance options available to you and your team.
For small business owners who work with more than one employee, preserving the health of employees through group benefits such as health insurance, dental care and vision coverage is highly recommended. Having benefits packages available to staff shows employees that the company is invested in their overall health and future. Small businesses in Florida that offer these types of perks have been shown to attract and retain more long-term, loyal employees.
The cost of Florida small business insurance varies and will depend on many components. Some factors play an important role are the primary location of business, size of the company and coverage needs. For example, businesses in the city of Miami will have different insurance rates than businesses located in more remote areas, like in North Florida. The most significant factor in pricing small business insurance in Florida is the type of industry the business is categorized in, and the type of work done. For instance, a business that is considered to be a “high-risk” for injury type of business, will have higher group insurance coverage payments for protection.
Not all business insurance options are required by law in the state of Florida. There are many different benefits available when it comes to choosing small business insurance. Workers’ compensation is one type of coverage that employers must have in order to protect employees against any unforeseen circumstances at work. This will protect against injuries or illnesses contracted while at work.
Are you a small business owner in Florida? Do you need help developing a well thought out, organized employee benefits package? UrHealth Benefits is here for all Ur (your) needs. Whether you are looking for group insurance benefits such as Health Insurance, Life, Individual & Family Health, Supplemental, Travel and Medicare Insurances, UrHealth offers incredible resources, and always considers your best interest at hand.